Victor Insurance Parmater for Hi Opt II

For those unfamiliar with the Victor Insurance Parameter, it is explained here.  The Victor Insurance Paramater is a useful way of determing whether to take insurance or not, and it does not require any true count conversion.

Reasons To Use the VIP



The VIP eliminates any errors on estimation while increasing any ace neutral, balanced count's insurance correlation by around 2%.



All it takes is comparing your running count against the number of unseen aces.  With that information we know that the VIP only works with Ace neutral counts (or counts that count the Ace as 0.)  I've found the VIP is more useful for double and single deck games, as it becomes more difficult to remember the different points as the number of Aces in the deck increases.



I have went ahead and figured out the points for the popular Hi Opt II count, and will list them below.

Hi Opt II Double Deck VIP 

7 Aces Left - Running Count of 9 or above

6 Aces Left - Running Count of 8 or above

5 Aces Left - Running Count of 6 or above

4 Aces left - Runing Count of 5 or above

3 Aces left - Running Count of 4 or above

2 Aces left - Running Count of 3 or above

1 Ace left - Running Count of 2 or above

0 Aces left - For "no unseen Aces," insurance should be taken on ANY positive count; even +1 is sufficient. -- Rich Victor  (Thanks Rich!)

Hi Opt II Single Deck VIP

3 Aces left - Running Count of 4 or above

2 Aces left - Running Count of 3 or above

1 Ace left - Running Count of 2 or above

0 Aces left - For "no unseen Aces," insurance should be taken on ANY positive count; even +1 is sufficient. -- Rich Victor

These numbers are figured out by using the formula:

Running Count divided by 7/6 (Hi Opt II Threshold Value.)

If anyone would like this for any other number of decks done, let me know and I will post them up.

Edited 8/31/17 to reflect correct information.